I met Ruth a few years back when I was looking for someone to assist me in the re-financing of my house. I had spoken with several people previously before Ruth and everyone I spoke with told me the same thing. I was not going to be able to keep my house. I was not in a position to where anyone wanted to take the time and fight for me. I did not have a job or enough assets to get an loan I could afford. A friend of mine actually my Regional Center case worker referred me to Ruth. I called Ruth and told her the mess I felt I was in and was determined to keep my house. She was so wonderful because all she said to me was " well of course you are." I met with her at her office and she was very patient with me. Ruth went over the whole process step by step. I believe it was pretty much everyday she would call to check on me and tell me how well it was going. She found me an affordable payment and helped me to believe that there are still people out there that care. I have found Ruth is not about making money but making friendship. About three years has passed and Ruth and I have always kept in touch. I just a year ago got back together with a man whom I am now married to (thanks again to Ruth) who's parents found themselves in a much worse circumstance. My husbands parents were going into foreclosure and were 3 months behind on their mortgage. I of course called Ruth right away. Ruth met with my in laws and reassured them everything would be fine. Once again she was right. Ruth convinced my mother in law to get renters and get control of her bad habits. She made several suggestions which have all been a blessing. Working with Ruth my in laws pulled their house out of foreclosure, got a mortgage they could afford and brought in renters to make their life more comfortable. I adore Ruth not only because she is a very smart business woman but because she truly wants what is best for her clients. Ruth is willing to do everything she is able to do even if she does not make money. I recommend Ruth Biafora Realty not just for you business needs but personal as well.