SHORT SALE SPECIALIST SINCE 1991

CERTIFIED HAFA SHORT SALE SPECIALIST


"You are what you love, and you love whatever you give your attention too"
                                                        - Emmanuel Swendenborg


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23 YEARS IN REAL ESTATE

Congratulations to our agents, Daryl and Amilia, for getting their HAFA certification!

Councilmember Smith Moves to Change Lawn Watering Restrictions from Two to Three Days a Week to Help Homeowners Save Their Lawns and Save More Water
 

House OKs extension of tax credit closing deadline

In a 409-5 vote, House lawmakers have passed a standalone bill that would extend for three months Wednesday's deadline for closing on a home purchase in order to claim the federal homebuyer tax credit.

The Senate could vote on the bill, HR 5623, as soon as tomorrow, although the death of Sen. Robert Byrd, D-W.Va., has slowed the pace of work in that chamber. Read full story here.


NEW CITY OF LOS ANGELES ORDINANCE EFFECTIVE 7/8/2010    

On May 24, 2010 the City of Los Angeles enacted Ordinance 181185 commonly known as the City of Los Angeles Foreclosure Registry Program. The Ordinance takes effect 7/8/2010. The Ordinance is more than a "Vacant Property Registration Act" rather it requires registration of all properties that have a Notice of Default recorded against it. Within 30 days of July 8, 2010 ("effective date"), all properties that have a Notice of Default recorded against it must register with the City. This requires registration of properties that currently have a Notice of Default registered against it and all properties where a Notice of Default is recorded after the effective date.    

The Ordinance requires the lenders and foreclosing beneficiaries to inspect and maintain properties in foreclosure to ensure that they are free from debris, rubbish, trash, and overgrown vegetation, amongst other things. If the property is found to be vacant, or if the property becomes vacant after the Trustee’s Sale, the beneficiary must inspect the property weekly and continue to maintain the property in good condition according to the terms of the ordinance. If the Property is found to be occupied at any point of the foreclosure process, the beneficiary must inspect the property on a monthly basis. Non-compliance will result in a fine of $1,000.00 per day of non-compliance, not to exceed $100,000.00. 

Registration of the property costs $155 per year. A fine of $250.00 per day will be imposed on properties which are not timely registered; the lender or beneficiary is responsible for paying these fines, even if the foreclosed borrower is in possession of the property.


****OFFICE EXCLUSIVE****

(not in the multiple listing services)
 

PRIME HOME FOR LEASE IN MISSION HILLS-$1,999 per month

 

Contemporary one story beauty, FULLY UPGRADED with brand new air conditioning/heating unit, new tankless water heater, new roll up garage door, brand new roof, huge kitchen with gas appliances, freshly painted inside and out, smooth ceilings, recessed lighting, new ceiling fans throughout, gigantic family room with fireplace, dining area, generous size bedrooms with fully remodeled bathrooms,laundry area with washer/dryer, private back yard with two covered patios, orange, lemon and tangerine trees, all located in an absolutely gorgeous neighborhood, conveniently located to all freeways, shopping, all all.  Strictly non-smoking occupants, and no pets.  This landlord has 100% equity in the home, so there is no worry of default or otherwise.  Click the Exclusive Listings tab on the left to see more pictures.

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Biafora Realty presents:
10965 Gazette Avenue, Chatsworth
offered for $539,000
3 Bedrooms, 1.75 Baths, 1686 square feet
11,600 sqft lotarea, built in 1972

 MAMMMA




GOOD NEWS, THE 95% LTV CONVENTIONAL LOAN IS BACK!

-Finding the right home
-Selling your current home
-Finding Investment property
-Help with relocation
-Finance via our California West Mortgage Division

 Latest Short Sale Success!!!
       19350 Sherman Way #131
            Reseda, CA 91335
     Closed on June 23, 2010

I met Ruth a few years back when I was looking for someone to assist me in the re-financing of my house. I had spoken with several people previously before Ruth and everyone I spoke with told me the same thing. I was not going to be able to keep my house. I was not in a position to where anyone wanted to take the time and fight for me. I did not have a job or enough assets to get an loan I could afford. A friend of mine actually my Regional Center case worker referred me to Ruth. I called Ruth and told her the mess I felt I was in and was determined to keep my house. She was so wonderful because all she said to me was " well of course you are." I met with her at her office and she was very patient with me. Ruth went over the whole process step by step. I believe it was pretty much everyday she would call to check on me and tell me how well it was going. She found me an affordable payment and helped me to believe that there are still people out there that care. I have found Ruth is not about making money but making friendship. About three years has passed and Ruth and I have always kept in touch. I just a year ago got back together with a man whom I am now married to (thanks again to Ruth) who's parents found themselves in a much worse circumstance. My husbands parents were going into foreclosure and were 3 months behind on their mortgage. I of course called Ruth right away. Ruth met with my in laws and reassured them everything would be fine. Once again she was right. Ruth convinced my mother in law to get renters and get control of her bad habits. She made several suggestions which have all been a blessing. Working with Ruth my in laws pulled their house out of foreclosure, got a mortgage they could afford and brought in renters to make their life more comfortable. I adore Ruth not only because she is a very smart business woman but because she truly wants what is best for her clients. Ruth is willing to do everything she is able to do even if she does not make money. I recommend Ruth Biafora Realty not just for you business needs but personal as well.